Commercial Credit Analyst I (January 2023 Start)
Company: Stifel Financial Corp.
Posted on: September 19, 2022
SUMMARY The Commercial Credit Analyst I (CCAI) will provide
support to the Commercial Lenders with emphasis on financial
analysis in determining the creditworthiness of a borrower. The
CCAI will have exposure to both private and public companies over a
wide variety of industries, cash flow and other types of lending,
and direct and syndicated loan opportunities. This position has an
anticipated start date of January 2023. ESSENTIAL DUTIES &
RESPONSIBILITIES Analyze business financial statements and create
cash flow models to be utilized in support of new and existing
commercial loans, renewal requests, and amendments. Assist in the
preparation of credit evaluation memorandums, annual and quarterly
reviews, and accurate and timely risk ratings. Assist in the
ongoing management and monitoring of a commercial loan portfolio.
Ensure that certain financial statements and compliance
certificates are up-to-date. Maintain in-depth knowledge of the
soundness of borrowers and collateral through financial research
including evaluating financial statements and analyzing third party
data. Assist in preparation of monthly Bank Board of Directors
reports providing a summary of commercial relationships.
QUALIFICATIONS Understand and comply with all regulations,
including the Community Reinvestment Act, Bank Secrecy Act, Fair
Credit Reporting Act, etc. Knowledge of economic and accounting
principles and practices, the financial markets, banking and the
analysis and reporting of financial data. Use of logic and
reasoning to identify the strengths and weaknesses of alternative
solutions, conclusions or approaches to problems. EDUCATION &
EXPERIENCE Bachelor's Degree in finance, accounting or another
business related field required or equivalent experience. 1 years'
experience of commercial credit analyst work or related experience
required. LICENSES & CREDENTIALS None required. SYSTEMS &
TECHNOLOGY Proficient in Microsoft Outlook and Microsoft Suite
including Word and Excel.
Keywords: Stifel Financial Corp., Owensboro , Commercial Credit Analyst I (January 2023 Start), Professions , Owensboro, Kentucky
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