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Mortgage Loan Officer

Company: Heritage Federal Credit Union
Location: Owensboro
Posted on: November 25, 2022

Job Description:

Are you looking for a career that is Seriously Different? If so, come join the team at Heritage Federal Credit Union! We are searching for a Mortgage Loan Officer to join our Owensboro, KY team.



Join Heritage Federal Credit Union's collaborative mortgage team and take pride in working for an organization that strives to provide an excellent home buying or refinancing experience. Mortgage Loan Officers contribute to making the home buying process seamless for our members by collaborating with our mortgage team. Mortgage Loan Officers utilize excellent communication and active listening skills to assist our members in navigating through the mortgage process. Additionally, they assist the members with determining the best product available with a multitude of mortgage options available to them.



What you'll do:



* Communicate with members in defining their home buying needs and work to place them in the best product

* Continuing communication with the member through-out the process

* Advise members of loan approval or denial. Explain loan denials precisely and clearly to members

* Interview, take applications, and process preliminary documentation on loan requests

* Establishes calling schedule to track mortgage business origination.

* Meet monthly production goals

* Manage deadlines



What we're looking for:



* High school diploma

* Two years of previous mortgage origination experience

* Ability to work in a rapid pace

* Ability to manage many open mortgage loans in process at the same time

* Understanding the foundation of determining credit worthiness

* Financial institution lending regulations as they relate to mortgages

* Familiarity with title reports, insurance and appraisals, and knowledge of secondary mortgage lending requirements

* Excellent communication and public relations skills a must



About Heritage Federal Credit Union



Heritage Federal Credit Union offers financial products and services to anyone who lives, works, worships, attends school, participates in programs to alleviate poverty or distress, or participates in associations headquartered in; and businesses and other legal entities, incorporated and unincorporated organizations located in; or maintaining a facility located in Gibson, Posey, Warrick, Vanderburgh, Daviess, Knox, Spencer, Pike, Perry, Crawford, Clark, Floyd, and Harrison Counties in Indiana; and Henderson, Daviess, Hopkins, Hancock, Ohio, McLean, Webster, Union, and Crittenden Counties in Kentucky; and Lawrence, Wabash, White, Gallatin, and Hardin Counties in Illinois. As a nonprofit, credit unions provide low-cost financial services to their members and are mission driven. Founded in 1965, Heritage Federal is committed to improving daily lives of those we live and work with, providing members the best financial products and services, and giving back to the local communities through donations, sponsorships, and volunteerism. More information regarding Heritage Federal Credit Union can be located at heritagefederal.org.



EOE

Keywords: Heritage Federal Credit Union, Owensboro , Mortgage Loan Officer, Other , Owensboro, Kentucky

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