Job Title: 649 FT Community Reinvestment Act/Compliance
Specialist - Owensboro, KY, Jasper, IN, Evansville, IN
German American Bancorp and its family of financial services
companies employ talented, compassionate people throughout the
organization, truly making German American special. Delivering
genuine, customized, personal service with a focus on truly serving
customers and communities well, our employees bring the Shield of
Excellence commitment to life with each and every interaction.
Summary of Duties:
The Community Reinvestment Act/Compliance Specialist works to
align the organizations policies, procedures and business practices
with regulatory requirements. Collaboration will be key as you
communicate with other compliance staff and team members in the
identification, measurement and monitoring of compliance risks.
You will participate in implementing and maintaining
compliance risk assessment processes that provide a systematic
method for evaluating the banks effectiveness in complying with
applicable federal and state consumer protection laws, regulations
and related internal policies and procedures. You will flex
your ability to collect, analyze and communicate information in
completing risk assessments, identifying and quantifying compliance
risk considering the size, level and complexity of German American
Banks operations, financial products and service offerings, and the
delivery systems, and so much more!
What You'll Do:
The Daily Grind - You will assist the Community
Reinvestment Act Officer in several ways. This includes
conforming German Americans policies, procedures and business
practices with the federal and state statutes and regulations
related to the Community Reinvestment Act (CRA) and Fair Lending
regulation, as well as providing support during audits and
regulatory exams. Identifying and utilizing your resources
will be essential as you develop and maintain a working knowledge
and understanding of all federal and state consumer protection
laws, regulations, and policies related to the Community
Reinvestment Act, Fair Lending and other applicable laws and
regulation. You will use sophisticated data base and analysis
tools to measure performance of CRA and Fair Lending Programs and
conduct periodic monitoring for CRA, Home Mortgage Disclosure Act
(HMDA) and Fair Lending purposes.
You're Part of a Team - You are a member of the Risk
Management Team. This roleoffers amazing insight into the world of
regulations and laws and the impactthey have on the banking
And you have to be able to juggle - Multiple and
conflicting priorities will come up under specific time
constraints. In concert with your leader and other team members,
you have to be quick to act when issues arise.
What it Takes:
Bachelors Degree in Business field and/or a minimum of 5 years
Excellent verbal and written communication, including report
development and presentation skills.
Excellent reading, comprehension and problem solving skills.
Outstanding work ethic, attention to detail and ability to work
well individually and in teams.
Solid reasoning, analytical, technical, mathematical and
Ability to multi-task duties
Experience in retail lending origination, underwriting or
quality control, data analytics, consumer protection banking laws,
regulations and policies, analyzing/testing compliance with CRA and
Proven ability to effectively read and interpret laws,
regulations and policies, and a basic understanding of internal
Subject matter expertise in fair lending, mortgage and consumer
protection laws and regulations, including ECOA, HMDA, CRA, and
composite Fair Lending guidance.
What we can offer you:
Medical, dental, vision, STD, LTD, Life insurance, etc.
17 days paid time off, 9 paid holidays and bereavement leave
Life event coverage
Financial benefits including 401(k) match, stock purchase plan
Great deals on both national and local discounts on everything
from computers and vacations to phones and retail shopping.
Logo wear discounts
Free checking account, checks and discounted bank services
This position will be located at:
313 Frederica St
Owensboro, Kentucky, 42301
German American Operations Center
1311 W 12th Ave
Jasper, IN 47546
Vogel Road Location
4424 Vogel Rd
Evansville, IN 47715